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Svatantra Microfin IPO IPO

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[.] shares (agg. up to ₹3,000 Cr)
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✦ AI Insight

Restated Financials (₹ Cr.)

Period Ended31 Mar 202631 Mar 202531 Mar 2024
Assets23,837.3815,933.8315,681.68
Total Income4,188.843,494.012,465.20
Profit After Tax649.40445.38345.14
EBITDA2,132.631,852.651,436.31
NET Worth4,738.013,569.722,369.81
Reserves and Surplus3,932.312,862.31846.83
Total Borrowing18,613.2611,988.3712,917.28
Amount in ₹ Crore

About Svatantra Microfin IPO

Incorporated in February 2012, Svatantra Microfin Limited is a non-banking financial company–microfinance institution (NBFC-MFI) focused on providing financial services to economically weaker and financially underserved borrowers across India. The Company primarily offers microfinance loans through the Joint Liability Group (JLG) lending model, with a strong focus on women borrowers in rural and semi-urban areas. It also provides individual loans to select non-JLG borrowers through a dedicated lending and underwriting channel. Through its subsidiary, SMHFCL, the Company also operates a secured housing finance business. The Company has built a geographically diversified microfinance network with pan-India presence, supported by a technology-enabled and phygital operating model covering borrower acquisition, underwriting, disbursement and collections. Its borrower-centric approach, robust risk management framework and established collection mechanisms have supported resilient asset quality and consistent growth across changing macroeconomic conditions. The Company also benefits from strong lender relationships, a high credit rating and a competitive cost of borrowings. As of March 31

Contact Details

Svatantra Microfin Ltd. AddressSunshine Tower, Level 20Senapati Bapat MargElphinstone RoadMumbai, Maharashtra, 40001322 6141 5900cs@svatantramicrofin.comVisit Website