
1
Open
[.]
2
Close
[.]
3
Allotment
—
4
Listing
[.]
Issue Size
[.] shares (agg. up to ₹3,000 Cr)
Listing Date
[.]
✦ AI Insight
Restated Financials (₹ Cr.)
| Period Ended | 31 Mar 2026 | 31 Mar 2025 | 31 Mar 2024 |
|---|---|---|---|
| Assets | 23,837.38 | 15,933.83 | 15,681.68 |
| Total Income | 4,188.84 | 3,494.01 | 2,465.20 |
| Profit After Tax | 649.40 | 445.38 | 345.14 |
| EBITDA | 2,132.63 | 1,852.65 | 1,436.31 |
| NET Worth | 4,738.01 | 3,569.72 | 2,369.81 |
| Reserves and Surplus | 3,932.31 | 2,862.31 | 846.83 |
| Total Borrowing | 18,613.26 | 11,988.37 | 12,917.28 |
| Amount in ₹ Crore |
About Svatantra Microfin IPO
Incorporated in February 2012, Svatantra Microfin Limited is a non-banking financial company–microfinance institution (NBFC-MFI) focused on providing financial services to economically weaker and financially underserved borrowers across India. The Company primarily offers microfinance loans through the Joint Liability Group (JLG) lending model, with a strong focus on women borrowers in rural and semi-urban areas. It also provides individual loans to select non-JLG borrowers through a dedicated lending and underwriting channel. Through its subsidiary, SMHFCL, the Company also operates a secured housing finance business. The Company has built a geographically diversified microfinance network with pan-India presence, supported by a technology-enabled and phygital operating model covering borrower acquisition, underwriting, disbursement and collections. Its borrower-centric approach, robust risk management framework and established collection mechanisms have supported resilient asset quality and consistent growth across changing macroeconomic conditions. The Company also benefits from strong lender relationships, a high credit rating and a competitive cost of borrowings. As of March 31
Contact Details
Svatantra Microfin Ltd. AddressSunshine Tower, Level 20Senapati Bapat MargElphinstone RoadMumbai, Maharashtra, 40001322 6141 5900cs@svatantramicrofin.comVisit Website