✓
Open
29 Jul 2025
✓
Close
31 Jul 2025
3
Allotment
—
✓
Listing
Tue, Aug 5, 2025
Price Band
₹150 to ₹158
Issue Size
1,60,92,195 shares (agg. up to ₹254 Cr)
Lot Size
94 Shares
Listing Date
Tue, Aug 5, 2025
Latest GMP
₹0
Est. Gain
0%
✦ AI Insight
GMP Trend
05-08-2025₹0Est. ₹158+0%
04-08-2025₹3Est. ₹161+1.9%
03-08-2025₹3Est. ₹161+1.9%
Live Subscription
| Category | Subscription (times) |
|---|---|
| Total | 1.76x |
Restated Financials (₹ Cr.)
| Period Ended | 31 Mar 2025 | 31 Mar 2024 | 31 Mar 2023 |
|---|---|---|---|
| Assets | 1,412.52 | 984.85 | 778.71 |
| Total Income | 248.04 | 175.02 | 130.67 |
| Profit After Tax | 36.01 | 22.47 | 15.97 |
| EBITDA | 163.88 | 114.59 | 85.96 |
| NET Worth | 257.47 | 201.22 | 152.33 |
| Reserves and Surplus | 236.99 | 181.87 | 134.23 |
| Total Borrowing | 1,137.06 | 766.68 | 615.49 |
| Amount in ₹ Crore |
Peer Comparison
| Company | Issue Type | Issue Size | Issue Price | PE Ratio | Listing Day Close | Listing Gain/Loss % | LTP |
|---|---|---|---|---|---|---|---|
| HDB Financial Services Ltd. | Mainboard | ₹12,500.00 Cr | ₹740 | 27 | ₹840.95 | +13.64% | ₹752.25 (+0.04%) |
| Manba Finance Ltd. | Mainboard | ₹150.84 Cr | ₹120 | 14.39 | ₹157.45 | +31.21% | ₹136.20 (+0.89%) |
| Northern Arc Capital Ltd. | Mainboard | ₹777.00 Cr | ₹263 | 11.78 | ₹323.40 | +22.97% | ₹314.30 (-0.76%) |
| Dar Credit & Capital Ltd. | SME | ₹25.66 Cr | ₹60 | 15.12 | ₹63.95 | +6.58% | ₹48.45 (+6.48%) |
| Usha Financial Services Ltd. | SME | ₹98.45 Cr | ₹168 | 19.83 | ₹155.85 | -7.23% | ₹33.00 (-4.35%) |
Objects of the Issue
| # | Issue Objects | Est Amt (₹ Cr.) |
|---|---|---|
| 1 | Augmentation of the capital base to meet the future capital requirements towards onward lending | 151.59 |
| 2 | Issue Expenses | 20.91 |
| Total | 172.49 |
About Laxmi India Finance IPO
Incorporated in 1996, Laxmi India Finance Limited is engaged in the business of Non Banking Financial Company. The company offers MSME loans, vehicle loans, construction loans, and other lending products, supporting small businesses and entrepreneurs, with over 80% of MSME loans qualifying as Priority Sector Lending. Offerings: MSME Finance: The company provides secured loans against residential or commercial property for MSMEs, with loan amounts ranging from ₹0.05 million to ₹2.5 million, an LTV ratio of 65%, and tenure up to 84 months. Vehicle Finance:The company offers secured vehicle loans for personal and commercial use, including financing for commercial vehicles (up to ₹1.5 million), two-wheelers (up to ₹0.15 million), and tractors (up to ₹0.7 million). Construction Loans: The company offers secured loans to retail customers against residential or commercial property for construction or renovation, with loan amounts up to ₹2.5 million, interest rates between 18%-28%, and a tenure of up to 84 months. Key Facts as of March 31, 2025 Asset Under Management (AUM): Rs 12,770.18 million in 2025 with MSME and Vehicle loan accounted for 76.34% and 16.12% respectively. Customer base:
Contact Details
Laxmi India Finance Ltd. Address2 DFL, Gopinath MargMI RoadJaipur, Rajasthan, 302001+91 9773376198investors@lifc.inVisit Website